Employment Coverage

When you have people working for you, it's your responsibility to provide a safe place to work. And yet, employee injuries do happen. We can help you ensure you have the right coverage in place for those claims.

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Workers’ Compensation Coverage

You do your best to make your business, farm or ranch a safe place for your employees, but accidents can happen in any workplace. Workers' compensation insurance can protect you and your employees from the high cost of unexpected workplace injuries. While coverage requirements vary by state, workers' compensation generally pays benefits to an injured worker or the worker’s dependents for medical, rehabilitation or disability.

Employment Practices Liability Insurance (EPLI)

It’s your legal responsibility to provide your employees with a safe place to work, track their job performance and provide education for everyone on sexual harassment, discrimination and wrongful termination. Employment Practices Liability Insurance is an optional coverage that can provide you the resources you need to offer these valuable employment services and protect your business from claims by employees related to your responsibility in providing these services.

Umbrella Policy 

An umbrella policy provides liability coverage over and above the limits on your commercial liability policy for lawsuits and liability judgments. Umbrella coverage can play a significant role in your business liability insurance strategy. Ask us for additional information.

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