Equine Insurance

Custom Coverage for Your Needs

If you personally own horses or have any level of equine operation on your property, we offer insurance coverage that can be tailored to your specific needs. 

Protecting Your Horse Business

If you operate an equine business such as boarding, training, giving lessons or breeding horses, you'll want to be sure your operation is protected beyond liability limits covered in your business insurance policy. A business liability coverage can be added to your policy to extend your liability limits.

Animal Liability Insurance for Horses and Dogs

If you own horses but do not generate farm/ranch income from them, consider adding optional Animal Liability Coverage to your personal policy. If your horses cause bodily injury or property damage, either on your property or off-site, this add-on coverage ensures those damages and medical expenses are covered. This coverage is not limited to horses. At Farm Bureau, we offer liability coverage for dog-related incidents as well. 

Care, Custody or Control Coverage

When horses you do not own are entrusted to your care, make sure you are protected in the event that a horse is injured, stolen or dies and you are held legally liable. Ask us how our Care, Custody or Control Coverage can give you peace of mind while you’re caring for others’ horses.

Tack Coverage

Whether you are a homeowner, farmer, rancher or in the horse business, your operating equipment can represent a significant investment. Our coverage allows you to insure saddles, tack and feed on the same policy.

Umbrella Liability

Adding Umbrella Liability coverage can provide even more protection for your horses and horse business activities if an unfortunate event causes your legal liability to exceed policy limits.

Workers' Compensation

Workers compensation insurance provides coverage for farm or ranch employees who are injured on the job. This coverage helps to limit your financial responsibility for the medical expenses that can be incurred due to an employee’s injury. It also helps ensure you’ll be able to continue operations if an employee is injured.